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  • PBA Corner
    PBA Corner Article discussing an alternative method to calculate the PBA deterministic reserve ... calculate the PBA deterministic reserve called the “Direct Iteration” method. assumptions;principles-based ...

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    • Authors: Karen Rudolph
    • Date: Jun 2014
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: The Financial Reporter
    • Topics: Pensions & Retirement>Assumptions and methods
  • New Medical Markers In Life Underwriting
    especially at the older CONTINUED ON PAGE 18 Marker Primary pur- pose Ages recommended by labs for testing ... Underwriting … | from pAGe 17 Reinsurers and direct companies know how important their relationship ...

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    • Authors: Allen Klein, Karen Rudolph
    • Date: Aug 2012
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>External forces and business performance; Leadership>Thought leadership
    • Publication Name: Reinsurance News
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance
  • PBA Corner
    table. Currently, the 2008 VBT in all its forms (primary, limited underwriting and relative risk) serves ... totaling more than three-fourths of the relevant direct premiums written. Valuation Mortality Requirements ...

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    • Authors: Karen Rudolph
    • Date: Sep 2012
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Publication Name: The Financial Reporter
    • Topics: Life Insurance>Reserves - Life Insurance
  • PBA Corner
    calls this amount of assets the Required Level of Primary Security, the calculation of which is based directly ... consisting of Primary Security in an amount at least at great as the Required Level of Primary Security ...

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    • Authors: Karen Rudolph
    • Date: Mar 2015
    • Publication Name: The Financial Reporter
  • PBA Corner
    enacted by states representing 75 percent of the direct premium written in 2008 and same or similar legislation ... (using the LATF adoption version of mortality) on a direct basis for ULSG is -3 percent to -15 percent with ...

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    • Authors: Karen Rudolph
    • Date: Jan 2013
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Results-Oriented Solutions>Actionable recommendations
    • Publication Name: The Financial Reporter
    • Topics: Annuities>Reserves - Annuities; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • The Financial Reporter
    secondary guarantee (ULSG) products. This is a direct result of New York’s rejection of the Actuarial ... mates of fulfillment cash flows for an underlying direct insurance contract that are recognized immediately ...

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    • Authors: Society of Actuaries, Frank Grossman, William Sayre, Francis de Regnaucourt, Karen Rudolph, Henry Siegel, R Thomas Herget, R Inglis
    • Date: Sep 2014
    • Competency: Communication>Written communication; External Forces & Industry Knowledge>Actuarial methods in business operations; Leadership>Thought leadership; Technical Skills & Analytical Problem Solving
    • Publication Name: The Financial Reporter
    • Topics: Actuarial Profession>Best practices; Actuarial Profession>Management skills; Actuarial Profession>Professional development; Actuarial Profession>Standards of practice; Enterprise Risk Management>Capital management - ERM; Enterprise Risk Management>Financial management; Finance & Investments>Capital management - Finance & Investments; Financial Reporting & Accounting>International Accounting Standards Board [IASB]; Financial Reporting & Accounting>International Financial Reporting Standards [IFRS]; Financial Reporting & Accounting>Statutory accounting; Pensions & Retirement
  • PBA Corner
    PBA Corner Update on State Adoption of SVL, NY Reg 147, 179, LICONY's response, ACLI small ... secondary guarantee (ULSG) products. This is a direct result of New York’s rejection of the Actuarial ...

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    • Authors: Karen Rudolph
    • Date: Sep 2014
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting>Statutory accounting
  • PBA Corner
    PBA Corner Article outlining the recent activity of the NAIC Life Actuarial Task Force LATF ... guaranteed gross premiums are only defined on a direct basis. The LATF VM-20 Subgroup members have decided ...

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    • Authors: Karen Rudolph
    • Date: Sep 2011
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: The Financial Reporter
    • Topics: Life Insurance>Reserves - Life Insurance
  • A New Platform for Universal Life
    A New Platform for Universal Life This article addresses the expected impact that the 2001 ... and adapt to new types of catastrophic risk, many direct writing insurance companies are facing new decisions ...

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    • Authors: Karen Rudolph
    • Date: Jun 2002
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Small Talk
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
  • PBR Corner
    than 5 percent. Bühlmann method can use the direct approximation for- mula for Z provided in VM-20 ... whether the appropriate basis for exposure is direct or retained insur- ance amounts. The overall A/E ...

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    • Authors: Karen Rudolph, Ruijuan Wang
    • Date: Jun 2016
    • Competency: Leadership>Influence; Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: The Financial Reporter
    • Topics: Experience Studies & Data>Mortality; Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life